What Are Apartment Utilities- Average Costs & Fees in the USA

Start with $200 per Month

Whether you’re renting or buying a home the cost of utilities is very important to consider.

Experts recommend you set aside $200 each month to cover the bare necessities.

But there are a ton of variables that could make your total monthly utility cost way higher or lower.

Electric alone costs people $1,475 each year on average according to estimates from the U.S. Energy Information Administration and the Bureau of Labor Statistics.

Yeah, that’s a lot of money.

If you’re thinking about moving and want to estimate your utility costs, it’s important you consider the many factors that dictate your final costs.

Luckily, we’re going to break it all down in this post.

How much money do you need to live comfortably in Virginia?

The cost of living in Virginia is slightly higher

The cost of living in Virginia is slightly higher than the national average. But, how much do you need to cover all your basic necessities, enjoy a night out once in a while, and have money left to put in your savings? 

Using the 50/30/20 budgeting rule, where 50% of your annual income goes to necessities like housing and food, 30% goes to discretionary costs such as travel and entertainment, and 20% goes to savings, you would need an annual income of $64,947.

Virginia’s median household income is $74,222, making the state a relatively affordable place to live. Granted, if you only make the minimum wage, you may find yourself struggling to earn enough to meet the comfortable living income.

For example, in Richmond, you would need to make at least $15.95 an hour for a living wage. However, the minimum wage in Richmond is $7.25, making it difficult to set aside any earnings for savings.


What Is the Average Gas Bill?

When it comes to gas costs, southern states see so

When it comes to gas costs, southern states see some of the lowest prices, followed by the West Coast — due to both low monthly consumption and moderate prices. The lowest averages are found in Florida with a $46 average gas bill; Idaho with $50; and Louisiana with $53. In Nevada and Arizona, the average gas bill is also less than $60. And, while most people use gas for heating their homes and cooking, average amounts may differ because the provider or local administrator could include additional fixed charges or taxes on the bill.

For instance, the average gas bill for a one-bedroom apartment will be around $57 per month during the cold season if your gas-fueled appliances are highly efficient. But remember that weather is also an important variable and low temperatures during winter will significantly increase the heating bill. Consequently, the average gas bill for a three-bedroom apartment with a high-efficiency furnace and/or water heater can reach around $76. But, if you have low- to average-efficiency appliances, expect to pay more than $85 for a three-bedroom rental.


The cost of living in Texas can be 8% higher than the U.S. average. According to , Texas is on the rank no. 31 in terms of the average utility bill. The average utility bill per month in the state includes:

  • Electricity – $100.91
  • Natural gas – $110.58
  • Internet – $58.29
  • Cable – $100.00
  • Water – $40.00
  • Total – $409.78

Wondering how much are utilities per month in different Texas cities? Here’s a quick utility cost compilation to help you get a better idea:

Note: The costs can vary based on factors like the size of your apartment, the number of people living, the locality you’re in, and the amount of utility usage.

City/Utilities Average Gas Bil, $ Average Electricity Bill, $ Average Internet Bill. $ Average Water Bill, $ Car Gas, $ Total
Houston $110.58 $155.74 $60.33 $27 $164 $517.65
San Antonio $110.58 $160.26 $65.31 $45.64 $150 $531.79
Dallas $110.58 $128.50 $65.24 $41.23 $1505 $495.55
Austin $110.58 $147.04 $66.59 $70.39 $150 $544.6
Fort Worth $105.26 $122 $60 $40.39 $148 $475.65
El Paso $108.72 $124.36 $60 $42 $150 $485.08

The most expensive city in Texas is Austin. When compared to the national average, the monthly bills here cost 21.7% more. You can expect to shell out about $2300 per month to live comfortably in Austin. The cheapest city in Texas, on the other hand, is Amarillo. It has a cost of living index of just 80.1 as compared to the U.S. average of 100. Whether you’re moving to a large apartment or a small apartment, a more expensive city or a comparatively cheaper one – it’s always best to understand the specific costs of your area. This will help you create and execute your budget smartly.

What Are The Average Costs Of Internet, Cable TV And Other Utilities?

Your phone service, internet connection, cable TV service, garbage collection and recycling pickups are all utilities, too. When estimating how much you’ll spend on utilities each month, you need to also consider these additional costs.

Consider cable and internet. The bill pay service doxo stated in a 2022 report that cable and internet subscribers spend an average of about $114 a month on services. That’s about $1,368 a year.

Residential garbage collection services generally cost between $25 and $100 a month for U.S. households. For recycling pickup, you can expect to pay about $4 every month. 

How do I calculate utilities for an apartment?

From a budgeting perspective, you can estimate how

From a budgeting perspective, you can estimate how much you need to put aside each month for your utilities. If you’re moving into a new place, your landlord may know how much utilities typically cost.

If you have the chance, you’ll likely get a better estimate by asking another tenant. Don’t forget your current utility bills. Those will give you an idea of your usage that can give you a baseline for what it’ll cost in your new place.

If you’d like to calculate this on your own, you can create a budget for things like:

  • Electricity
  • Air conditioning/heat
  • Gas
  • Wi-Fi
  • Cable

You can also use a utility cost estimator or online calculator to assess your projected monthly cost of living. Remember to take these with a grain of salt, as they’re only estimates.

If you want a better idea of how much your utilities will cost each month, see what your first three bills look like and take the average.

Note: You may want to wait a few months if it’s summer or winter and you have your air conditioner or heater running constantly.


Average cost: $28 (single) – $116 (family)

In the US, water usage and cost are measured per 1,000 gallons. On average, 1,000 gallons cost around $11.48. It is estimated that a single American household uses around 328 gallons of water per day, which amounts to around $3.76 daily.

If you have a water bill that is regularly higher than the average, it usually means that you are not using the water in your home efficiently.

Money-Saving Ideas

  • Use a dishwasher because it uses less water than washing dishes by hand. Seriously. A dishwasher only uses three gallons of water per use, but washing dishes by hand can use up to 27 gallons of water per use!
  • Fill up your dishwasher to the maximum recommended load before running a cycle.
  • Take showers instead of baths. A shower only consumes around 25 gallons of water on average, but a bath can easily double that amount.
  • Check your pipes and faucets regularly for leaks.

Average Monthly Electric Bill By State

How average are you with the amount you pay for electricity each month? A good way to determine this is to study how your average electricity bill compares to other consumers in your state and across the country.

Here’s a look at the average 2020 monthly electric bill in every state, courtesy of the EIA.

Alabama: $143.95

Alaska: $124.66

Arizona: $136.70

Arkansas: $110.33

California: $116.94

Colorado: $87.88

Connecticut: $161.55

Delaware: $117.09

Florida: $128.64

Georgia: $129.92

Hawaii: $162.66

Idaho: $95.04

Illinois: $93.98

Indiana: $120.34

Iowa: $107.78

Kansas: $113.52

Kentucky: $116.62

Louisiana: $116.07

Maine: $95.77

Maryland: $124.50

Massachusetts: $132.18

Michigan: $109.86

Minnesota: $102.11

Mississippi: $128.08

Missouri: $115.35

Montana: $96.49

Nebraska: $109.39

Nevada: $110.36

New Hampshire: $120.01

New Jersey: $109.54

New Mexico: $86.66

New York: $110.47

North Carolina: $118.44

North Dakota: $113.26

Ohio: $107.30

Oregon: $102.32

Oklahoma: $109.07

Pennsylvania: $114.90

Rhode Island: $130.75

South Carolina: $138.16

South Dakota: $121.77

Tennessee: $125.70

Texas: $132.59

Utah: $80.24

Vermont: $110.79

Virginia: $131.72

Washington: $95.72

West Virginia: $124.09

Wisconsin: $99.42

Wyoming: $96.59


Use a calculator provided by Iowa State Extension and Outreach to calculate the suggested grocery spend based on the age and gender of your family members. For example, a family of four can anticipate spending around $650 each month on groceries.

Approximate Cost of Groceries in Iowa Per Month: $650 Approximate Cost of Groceries in Iowa Per Year: $7,800

Tips to Save Money on Your Electric Bill

Consider Smart or Energy-efficient light bulbs

You might not realize it, but lighting costs account for up to 12% of the energy used in apartment life. This can really add up over time.

Smart bulbs are more expensive, but over time can save you big on your energy costs. Not only are they LED and energy-efficient (using an average of 75% less energy when ‘on’), they also know when to turn off, making sure the rooms are only lit when they need to be.

Can’t afford smart bulbs? Stick with LED energy efficient ones and you’ll still save an average of 75% when in use.

Shop Utility Providers (and/or negotiate)

If you are allowed to choose who you purchase your utilities from, you may have several options to choose from in that neighborhood. Once you find out who the gas and electric providers are, call them, get a quote from each and then tell each what the other offered and try negotiating for the lowest energy price.

Similarly, cable and internet can almost always be negotiated for a better rate. Not very good at negotiation? There are services online that will negotiate your cable and internet bills for you (for a small fee).

What are The Typical Average Utility Costs?

We’ll get down and dirty with the details in the next part of this guide. But for now, let’s take a look at the average utility bills for apartment renters across the United States.

According to a 2016 report by the United States Energy Administration, the average monthly energy bill an apartment renter could expect is $112. However, this last report was compiled in 2016 (yikes). Energy costs have increased substantially since then, especially in certain parts of the country.

Depending on where you live (region, state, city) and on the type of energy consumed (gas, electric, etc.), renters could expect to pay an average of $150-$200+ per month on utilities not included in the rent.

Below is a Brief Breakdown of an Apartments Average Costs Based on Utility Type:*This is a rough average estimate and to be used for illustration purposes only

  • Average Electricity Bill $40-$70 (excludes that used for air/heat and stove)
  • Average Air conditioning Bill $35-$60 (averaged over a 12-month period)
  • Average Heating Bill $50-$65 (averaged over a 12-month period)
  • Average Cable and internet Bill $75-$180
  • Average Trash and recycling Bill $20-$30
  • Average Water Bill $40-$60
  • Average Renters insurance Bill $15-$25 per month

Trash and Recycling An Often Unexpected Expense

Average Trash Bill: $12 – $20/month

It’s rare for anyone to put too much thought into garbage collection beyond taking it out once a week.

But yes, it does cost money to get other people to haul away your waste.

The average monthly cost of waste collection is between $16 and $28.

So, fairly inexpensive compared to most other utilities.

While most cities have companies that bill residents directly for trash collection, others factor waste disposal into local taxes.

Other areas have also begun implementing Pay-as-You-Throw systems which charge customers based on how many bags they throw away to incentivize recycling.

According to EPA Collection Cost data, an average household pays about $1.13 for weekly recyclable collection, adding up to a cost of $58.67 each year to recycle.

Car Gas Is Also a Utility

There are definitely people out there who would argue against gasoline being a utility. But according to the Small Business Administration, gas is also a utility. It’s not easy to give you an estimate of how much you’d be paying for gas, though, since it mainly depends on the fuel economy of your car and how much you drive. Packing your car to move to Texas will save you some money, but only if the gas price is acceptable. For example, a sports car with a V8 engine would use substantially more fuel than a typical mid-range sedan that the average person drives. You should also expect to pay more for fuel than a sedan or a hatchback if you drive a pickup truck. Hybrid cars are the most economical. One of the most popular cars is the Toyota Prius. If you drive one of those, you are probably one of the people who don’t have to worry about gas very much. We can, however, tell you that Texas has the 4th cheapest gas prices . $2.942 for a regular gallon and $3.258 for a mid-grade gallon.

What Other Factors Affect My Utility Bills ?  

Your energy costs depend on where you live and the weather there. In warmer states, like New Mexico, South Carolina, or Florida, the climate may not require you to heat your home for as many months as Alaska, Idaho, or Wisconsin. However, warmer weather can also mean higher energy bills during the summer because of air conditioning expenses. 

The key is demand. When the need for energy is high, it costs your provider more to ensure adequate energy supplies. As a result, you’ll see higher prices. For example, a severe cold snap or a heat wave often means people’s energy consumption increases because they’re running their HVAC.  

To a large degree, your water bill will also depend on how you use water and where you live. For example, if you live in the dry West, expect your monthly water bill to be higher than the Pacific Northwest, where water is more plentiful.  

Consumption is just as crucial as location when it comes to the average cost of utilities for a house. It’s simple logic: the more you use, the more it will cost you. 

How to estimate utility costs for a home

Most customers receive their utility services from state-regulated private companies. Among other factors, states oversee the prices those companies are allowed to charge.

The various energy sources you use, including renewable versus non-renewable, also have an impact on the utility costs you pay. Some potentially cheaper sources, like wind and hydro power, aren’t widely available, so you might be paying for more expensive sources simply due to location.

The age and efficiency of your appliances and systems, and the size of your home, also affect costs. If your home is older or has issues like insufficient insulation or deteriorating pipes, that can lead to higher bills, as well.

To estimate utility costs for a specific home, take into account the size of the home, the number of people in the household and the types of energy sources available. If possible, ask the seller or landlord, or your real estate agent or the utility company, for estimates. You can also get a rough idea using this map of average monthly electric costs by state:

Accounting Statistics Facts

Accountants and auditors are an essential part of every business. These professionals make sure your numbers add up, perform audits, and run payroll. While the importance of accounting has always been the same, the job itself has changed over the years. So…

Other Utilities

Other utilities can include trash collection, cell service, and cable. Generally, these services are separate from your regular utility bills, so you need to check what other utilities you have to pay for on a monthly basis.

For phone and cable, look for bundled services if you need them. However, if you have a fast Internet connection, you might not even need to use these services.

Trash collection rates are determined by your local government or by private trash collection companies. Ask your landlord how trash collection is handled in your apartment.

Getting Around

As of March 2021, gas prices in Virginia hit $3.07 a gallon. Compared to the national average of $2.58 per gallon, you’ll be paying a bit more to get around Virginia. Your daily commute will be a bit longer than the rest of the nation. The average Virginian commutes 28.2 minutes one-way, which is longer than the national average of 26.4 minutes.

While 77% of Virginians commute via car, you can also take public transit. For $60, you’ll receive an unlimited-ride 30-day pass from the Greater Richmond Transit Company. You can also connect to the D.C. Metro using the Metrobus. A 7-day regional bus pass will cost you $17.50.

Median Utility Costs by Type and Age

So, how much the does the average person spend on utilities a month? This is a valid question, but there’s no single answer. The average cost of utilities for one person depends on various factors, age being one of those. In the table below, let’s analyze the mean expenses on different types of house bills among Americans from various age groups.

As you can see above, the mean annual utilities cost among all consumers was $9,215 in 2019. Americans aged 45-54 pay a significantly higher mean amount of $11,211 a year. Those aged 35-44 come in next with yearly mean utility costs of $10,409. Unsurprisingly, those under 25 pay the lowest mean house bills of $5,325 a year.

Homeowners Insurance

Homeowners insurance protects you from disasters like theft, fire, natural disasters, personal injury and more. Insurance premiums vary depending on where you live, the age of your home, the size of your home and the type of home you own. On average, Iowans are met with a monthly insurance payment of about $61 or a yearly fee of $734.

Approximate Cost of Homeowners Insurance in Iowa Per Month: $61.20 Approximate Cost of Homeowners Insurance in Iowa Per Year: $734

Research for low monthly rates

Once you’ve determined what you’re responsible for, start shopping around for the best prices. Retail energy providers can help you find the lowest rate and lock it in. Search online for one in your area.

Gas companies are very competitive, with some even offering cash-back incentives to use their service. Cable and phone companies often bundle services for a discount.


  • Installation charges
  • Services provided
  • Fees
  • Length of introductory rates

What seems like a bargain to begin with can quickly shoot up once the initial rate expires.

The bottom line

When looking at potential homes, it’s important to ask, “how much are utilities?” to plan your budget. The answer will depend on multiple factors. For a start, look at national averages to get a baseline idea of how much utilities cost in the U.S.

Moving from One State to Another: The Difference in Utilities Costs

If you’re thinking of moving from one state to another, learning about the difference in apartment utilities cost can help you in designing your budget. We’ve created this calculator to help you get an idea of average utility prices in different states.